Insurer Sued for Over US$568K Damages

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Temple of Justice.jpg
Temple of Justice, where Civil Law Court 'A' is located.

The victim of a motor accident, in which lost his left eye, has accused International Insurance Company of Liberia (IICL) of refusing to pay his hospital bill.

The company’s alleged refusal has caused victim Sylvester Fallah to file US$568,620 and L$8,250 damages for personal injury lawsuit against the entity.

Fallah’s lawsuit is also against David Williams, who he claimed owned the White DAF Truck with which the IICL was insured under a third party scheme when it was involved in the accident.

The matter has been pending before Civil Law Court ‘A’ in Monrovia for nearly three years, because the insurance company has continuously asked for postponement of the case.

The situation was again demonstrated yesterday when lawyers representing the company asked the court to suspend the case, because Williams has not been well and was seeking medication, a request which the court accepted.

Fallah’s lawsuit claimed that while he was driving a Blue Nissan Primera bearing the license plate number PC-20717, on November 23, 2012, along the Cotton Tree to Harbel Road in Grand Bassa County, a White DAF truck bearing license plate BT-666, owned by Williams and operated by Manzu Bayo, entered in the opposite lane by four feet and swept the left view mirror of his car, where he sustained injury on is left eye.

He claimed that a large portion of the broken glasses from the damaged left view mirror went into his left eye and caused it to bleed.

After the incident, Fallah was on November 24, 2012, rushed to the Unification Town Health Center, but due to the seriousness of his jury, he was advised to seek further treatment at the New Eye Sight Center, on the S.D, Cooper Road, in Paynesville, where he underwent surgery to remove the broken glasses from his left eye.

Doctors who treated him at the clinic provided a medical report and advised him to go for further surgeries, in a foreign country or elsewhere.

Knowing that he could not afford the medical fees for Fallah’s eye treatment, Williams decided to introduce the insurance company as the entity that he insured his truck with.

Then, Fallah alleged that the company accepted the liability for the injury as the result of the accident.

“The insurance company also referred me to the S.D. Cooper Memorial Hospital, another hospital for further medical treatment to my condition,” he said.

Because of the urgency of his situation, Fallah claimed that the company paid his initial hospital bill at the New Sight Eye Center, where he had been treated, before he was transferred by the insurance company to the S.D. Cooper Memorial Hospital to continue his treatment.

“The hospital treated me twice but later refused to provide further medical treatment, because the company has not met its financial obligation, and they were going to only attend to me if I could afford the bill,” the document quoted Fallah as saying.

“I told Williams and his insurance company about the message from the hospital and they failed to take any action to remedy my situation. They even refused and ignored every advice from the doctors for me to seek medication,” he claimed.

Fallah also claimed that due to the defendants’ failure, he had not been able to do any follow-up surgery on his eye, and that has caused him to lose his left eye.

Fallah also alleged that he had been advised to do further medical treatment on the other eye, otherwise the damage eye would affect the other eye.

“I have spent the total US$50,000 on medical fees, and L$1,900,000 also on medical fees and I have lost all of my sources of income due to the accident that resulted to me injury, so I am appealing to you to please compel the company and Williams to pay the damages,” Fallah said, according to court records.

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